6 August 2025 | University of Edinburgh
Scotland's first DeFi summit brought together 18 speakers from across decentralised finance, policy, and emerging technology. Four sessions covered regulation, DeFi infrastructure, institutional adoption, and AI-driven finance.

Session 1: Technology, Policy & Regulation
Dr Lisa Cameron — Former MP & President, The Financial Club
Dr Cameron draws on her experience chairing Parliament's first Cryptocurrency & Digital Assets APPG, explaining how she educated MPs and Lords on blockchain, crypto assets, and digital policy.
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Session 1: Technology, Policy & Regulation
Matthew Dawson — Enterprise Acceleration, Ethereum Foundation
Matthew Dawson examines best practices for enterprise and fintech adoption of Ethereum, focusing on how regulated financial services can integrate blockchain infrastructure effectively.
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Session 1: Technology, Policy & Regulation
Dr Sonia Schulenburg — Founder & CEO, Level E Research
Sonia Schulenburg presents Level E Research's regulated, AI-driven approach to autonomous asset management, covering its unique innovations and how it operates within the current regulatory framework.
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Session 1: Q&A
Dr Lisa Cameron, Matthew Dawson, Dr Sonia Schulenburg
A live Q&A with all three Session 1 speakers, covering blockchain policy, enterprise adoption of Ethereum, and the regulatory landscape for AI-driven asset management.
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Session 2: DeFi, Decentralisation & Decentralised Applications
Dr Sebastian Bürgel — VP Technology, Gnosis
Sebastian Bürgel presents Gnosis Pay, the first self-custodial Visa debit card enabling everyday payments directly from a Safe wallet, bridging DeFi with regulated everyday spending.
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Session 2: DeFi, Decentralisation & Decentralised Applications
Dr Maciej Zurawski — Executive Director, Blockchain Scotland
Starting with Adam Smith and David Hume, Maciej Zurawski traces DeFi's philosophical roots, compares traditional finance with decentralised systems, and explores the economics of AI and superintelligence.
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Session 2: DeFi, Decentralisation & Decentralised Applications
Ian Wallis — Business Development, Consensys & Linea
Ian Wallis covers how the next generation of DeFi is evolving to support card payments, treasury management, and institutional use cases on scalable Ethereum Layer 2s.
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Session 2: DeFi, Decentralisation & Decentralised Applications
Henry Murray-Smith — Founder, Market Town Software
Henry Murray-Smith takes the audience through international payments, equities, and mortgages to argue that Bitcoin and DeFi offer a rational alternative to a financial system designed to extract value from consumers.
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Session 2: Q&A
Sebastian Bürgel, Maciej Zurawski, Ian Wallis, Henry Murray-Smith
All four Session 2 speakers take questions on DeFi infrastructure, the philosophy behind decentralised systems, and how DeFi can reach mainstream adoption.
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Session 3: Institutional Integration & Real-World Impact
Chair: Dia Banerji | Ralf Taner, Timothy Stevenson, Matthew Dawson, Kara Kennedy, Tim Sabanov
Speakers from JP Morgan, Nexus Mutual, Ethereum Foundation, BCP Technologies, and Zumo debate where TradFi and DeFi intersect, and what it takes to bring institutions on-chain.
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Session 3: Institutional Integration & Real-World Impact
Dr Jason Liu — VP, XAM Group
Jason Liu surveys passive yield strategies in crypto, covering DeFi looping, flash loans, and CeFi approaches, and shows how XAM Group packages these techniques into scalable investment products.
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Session 3: Institutional Integration & Real-World Impact
Ben Whittle — Founder, Token Architecture
Ben Whittle distils seven years of cryptoeconomics into the principles every RWA project must master: incentive design, token functions, and how to balance cash flow, equity, and token value to attract investors.
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Session 3: Institutional Integration & Real-World Impact
Dr Tom Wilkinson — Chief Data Officer, Scottish Government
Tom Wilkinson argues for taking blockchain and AI beyond DeFi into socio-technical design, drawing on Complexity Economics, Collective Intelligence theory, and a decade of government experience.
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Session 4: AI, Disruption & Agentic Finance
Alejandro Acuña Rodríguez — Head of Stablecoins, Crossmint
Alejandro explores how stablecoins and blockchain are driving agentic commerce, microtransactions, and treasury optimisation, with real-world examples from fintechs, neobanks, and remittance services.

Session 4: AI, Disruption & Agentic Finance
Dia Banerji — Founder, Cherpa.ai
Dia Banerji argues that AI adoption in financial services is unintentionally bridging TradFi and DeFi, through tokenisation, digital identity, and intelligent payments — reframing DeFi as a layer of opportunity.
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Session 4: AI, Disruption & Agentic Finance
Laurence Kirk — CEO, Extropy.io
Laurence Kirk explains how zkML transforms AI from an opaque black box into a verifiable on-chain primitive, enabling trustworthy autonomous finance through on-chain credit scoring, derivatives, and AMMs.
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Session 4: Panel
Chair: Dr Maciej Zurawski | Sonia Schulenburg, Andra Nicolau, Laurence Kirk, Dia Banerji
A wide-ranging panel debate on where AI agents and DeFi converge, covering autonomous trading, on-chain intelligence, and what trustworthy agentic finance looks like in practice.
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The Edinburgh DeFi Summit was made possible by the generous support of our sponsors.